There are a couple key differences that I want to indicate between car insurance for men and women, however, these aren't all equivalent depending about the company. You need to know that different insurance companies do thing differently, so you may notice some things which may be slightly different from one insurance company to another but the principles continue to be about the same.
It is statistically proven that ladies get into less car wrecks than gentlemen. It's this reason that ladies get such better rates than guys would get. There are some insurers around which might be throwing out the gender statistics and trying to charge women mens rates, but doesn't this defeat the whole purpose of using statistics for coverage like they do? This may seem quite unfair that girls get better rates than men, or could seem just plain sexist.
Another thing that car insurance providers will try to pull one over on you with is not asking constructive information for getting your rates. This means that they aren't gathering information such as driving records to make a decision on how much to charge you. Car insurance carriers are a big business and they will try to make as much money out of you as possible so be on the lookout for this. If you notice this happening you should NOT deal with them as they are not a very honost company.
Another trick a lot of insurance providers are doing nowadays is they provide you with an excellent rate, but then a few of years down the road it's going to start to go up for no reason plus they refuse to explain themselves. You ought to never feel used by your insurance company so ensure that they know you're ready to pack your bags for another insurance company at the drop of a dime. This ensures that you do not become yesterdays success instead of A valuable client. Sometimes, however your insurance is un-salvageable and you just do have to jump ship over to a different insurance company.
A lot of people have their husbands and boyfriends as the main driver, however, if you do the alternative you'll both save money because you'll be mainly responsible. This has its downsides, however, if saving money is your goal this really is your best bet. Make certain to say your boyfriend or spouse is simply gonna be insured just in case he must drive and you will be doing all the primary driving.
Dan Foote is A researcher on the different rates of insurance for women to try and help females get the most cash out of their car insurance.